How Shylock Business Showed Theuri Dust.

Theuri was a one time shylock. If you have no idea who shylocks are, they are those people that look for people that are desperate for money, ask them to deposit an item and loan them money against that item and in 30 days time, you return the money plus 30% profit. If you dont pay, you forfeit the item no matter the value. Shylocks, in many cases are always the last alternative after friends and family have refused or unable to help you.

Theuri was playing it big in that league. He was not the person to take phones or laptops or household goods. He used to take Motor vehicle and lands. In that business, if a motor vehicle is worth 600k, they give you 200k utmost. Majority of those that borrow from Shylocks are not able to payback because, one they borrow because they are in problem and two, most of those problems are not solved in 30 days, they take longer. Again, i hear most shylock engage activities of kalumanzila so that you are not able to pay back.  Although it has many profit, no business is easy. He was shown dust and left the business and pinched himself never to do that business again. Even today, if Theuri lends you money, he can never ask for interest. It is either you share profit and loss or he give you roho safi.

There are many things that happened for him to stop it but i will tell you the most hilarious of all of them. The others are sad and if i tell you, you will feel sad for him and this is place to be happy.

One day, a man who was his Shylock customer for long time come to his office. He say he has a Nissan B14 that was stuck in another shylock place. The man was broker of many things and sometimes, he would need urgent cash to buy stuff for resale.  He had borrowed 100k and that was the last day and if he allowed tomorow to come before he pay, he would say goodby to that car. He asked Theuri to loan him the 130k so that they redeem the car from the expiring shylocks place. If he do that, he take the car for 30 days so that he pay with another 30%.  The ammount he was to pay to the other shylock would be Theuris advance to the man.

Since that was Theuri's business, he could not refuse. Infact he prayed for 5 more business like that. They went to the shylock and payed 130k. The log book was to be released  after a 20 minutes. They were advised instead of waiting,  they be given release order. In other words, they were given paper with instruction to release the car to them.

The showroom where the car was stored was along outering road. They took matatu to outering. When they reach the showroom, the see car and the man when wanting to produce the release order paper, he say he forget the release order in the office of shylock. They cased to go back to town and pick the release order.

They used the Mutindwa route to Buru so that they catch a faster Matatu to town. They climbed a Matatu of No. 36 from Buru and when they reached Uchumi, the Matatu said it cannot go upto stadium. The Matatu beat rounderbout and drops them on the other side. As they were crossing the busy highway, Theuri did not see the man.  He looked for him but could not see.

The man had crossed before Theuri and climbed a matatu to town although Theuri did not know.  When Theuri called him, he say he has entered Uchumi to buy something. Theuri waited and waited and when he called again, the phone was off.  The man had by that time reached town and rushed to the shylocks office and picked the documents.  He then climbed another Matatu with release order to outering. But before he reaches there, Theuri was at the Shylocks office. He asked for the documents and the man and the lady secretarial and reception telled him the owner of car has picked them. There there, Theuri suspected something was not going right.

When he explained the story of how the man disappear as they were crossing road, the lady called faster faster the showroom and telled them not to release the car. Fortunately, the man had not arrived there. The man went to the show room and when they they refused to give him the car, he rushed to Buruburu police and picked  police. By the time Theuri reach there, he meets the man with police. The car was first towed to Buruburu police and they all wented there.

Theuri gave his story to the police as the man kept quet. He say how they lost one another while crossing road and how the man rushed to the office to collect the logbook. He talked and talked and when it was time to talk he said :

"Uyu riu nikii aramuira? nyuma ndimuenderia ngari ino na uria ndirona, uyu ni conman" (What is this person telling you. I was to sell the car to him after i redeem it to him but he look like conman). He then denied ever receiving a cent from Theuri to pay shylock loan.

He then turned to the man of shylock: "We, nu ukuneire mbeca? ni nie kana ni theuri? na indiuma gwaku ofishi ndakwira ndigitie ngiri ikumi njuke? (You, who gave you money? me or theuri? wasnt i in your office in morning and i telled you i i have only remain 10k?). The shylock man said indeed, it was the man that handed him the money. He then asked if indeed they had any dealing, he produce written documents or agreements. Theuri did not have any but stood by his story.

The police handed the keys to the man  after paying to towing charges. He left smiling and when he was out of gate, he called Theuri and say "Ngoma ino icio ni interest iria utuire undihitie" (you devil, that was for the interest that you have been charging me). Theuri  got choked by gikindi did not say anything. He left police and took a mat back to town having lost 130k in a fraction of the eye.

Another day, although this is sad, a man takes logbook of his brother and brings the car to Theuri. When the man comes with the ID of his brother and pretends it is him. Because it is not easy to identify someone by ID, especially if its an older person. Theuri satisified himself that he was dealing with the real man. All the documents were  in order and after signing all docs, he gave him 300k. After one week, he see the man come with police and the real owner.. now the brother.  He showed Theuri as the man that had taken the car. Theuri showed all documents and agreements he had given.

They accused Theuri of handling stolen item and after he parted with something, they left him, minus the car and the 300k. Later, he came to know that those guys were in that business after they wented to many shylocks in town with same story. I dont know if they were working with rogue police, but all indication points to that.  From that time, he puts his hands up and said to hell with shylocking. Hii Nairobi iko na wenyewe.

Today's was a commercial break. Tomorrow is when i tell you about the traffic policewoman.Too much play makes wanjohi dull you know

I remain,

Wanjohi wa Kigogoine